My Services

Mortgages and Loans

• Residential
• Buy To Let
• Commercial
• Overseas (holiday homes)
• Secured & Unsecured Loans

There will usually be a fee for mortgage advice, the precise amount would depend on your circumstances, but I estimate that it would be between £399 and £499.  If the mortgage is not Offered this fee is fully refundable.

Insurances

• Life
• Critical Illness
• Income Protection
• Home insurance (building & contents)
• Accident Sickness and Unemployment (ASU)

If for any reason you lost your income have you made provision for yourself and for your dependants? If not contact me.

Pensions

• Personal Pension
• Group Personal Pensions
• Self Invested Personal Pension (SIPP)
• Annuities, Income drawdown & Phased Retirement Plan

Do you know how much income (in today’s money) will you have after you have retired? If not contact me.

Investments

• ISAs, OEICs & Bonds
• Wills, Trusts, Inheritance Tax Planning (IHT), Child Trust Funds (CTF)
  

Are your savings and investments giving you the best possible return? If not contact me.